Your finances,
quietly understood.
My Finance AI categorizes every M-Pesa and bank transaction, forecasts your spending, tracks budgets, and answers questions about your money — so you don't have to wrestle with spreadsheets.
No credit card · Set up in 2 minutes · KRA-friendly exports
Budget
Fuel
21% under February
March 2026
Period Review
March was measured. Total of KES 78,450 came in 12% under February — your second-best month this quarter.
Total
78,450
−12.3%
Daily
2,530
−10.1%
Largest
15,000
+38%
15 transactions categorized
94% confidence · just now
Shopping at 87%
1.2M+
KES tracked
92.4%
Categorization accuracy
1,842
Avg transactions / user
9
Auto categories
KPLC Prepaid Token
Shell Mombasa Rd
Safaricom Bundle
M-Pesa Charge
Categorize
Every transaction sorted,
automatically.
A learning model and your own rules work together to label transactions before you even open the app. Correct one — it learns. Set a rule — it never forgets.
- 9 categories tuned for Kenyan spending patterns
- Custom rules: keyword, amount, sender, time of day
- Auto-retrains on your corrections — gets better daily
March 2026
KES 78,450
Of Budget
65%
12% under February
Budgets
Budgets that actually
see what's coming.
Set monthly limits per category and watch your spending against forecasts — not just historical totals. Get warned before you blow your budget, not after.
- Forecast end-of-month spend with daily precision
- Configurable warning and critical thresholds
- Per-category daily allowance and overspend alerts
Ask My Finance AI
Context-aware
Why did I spend more on Fuel last month?
Your Fuel spending in March was KES 14,500, down 21% from February. The decrease was driven by fewer weekend trips. Top stations: Shell Mombasa Rd, Total Lang'ata, Rubis Westlands.
Ask AI
Get answers,
not just charts.
Ask anything in plain language. My Finance AI knows your transactions, budgets, categories, and history — so its answers are grounded in your actual data, not generic advice.
- Context-aware — references your real numbers
- Spending insights, anomaly detection, savings tips
- One keystroke (⌘J) from anywhere in the app
How it works
From statement to insight
in three steps
Connect or upload
Drop in your M-Pesa or bank statement, or sync your account. We handle PDF, CSV, and bank exports.
We categorize automatically
Your transactions get sorted into 9 categories using rules and a model that learns from your corrections.
Understand at a glance
See budgets, forecasts, anomalies, and AI-narrated period reviews — no spreadsheet required.
Pricing
Two plans, no surprises
Start with a 7-day free trial — full Pro access, no card required. Cancel anytime.
Starter
Track every shilling
- Unlimited M-Pesa statement uploads
- Dashboard with spending breakdowns
- Transaction history + manual categorization
- Budgets and budget alerts
- Invoices
- Basic reports + CSV export
Pro
Track + understand
- Everything in Starter
- AI auto-categorization with learning model
- Expense forecasting and predictions
- Period-over-period comparisons
- Advanced reports and saved views
- Ask AI — 500 messages / month
- ML models dashboard and retraining
7-day trial includes full Pro access. No credit card required.
Start understanding
your money in 2 minutes.
Upload your first statement, get categorized instantly, and stop wrestling with spreadsheets. No credit card required.